We’ve got you covered.

Changes to the Damage Waiver Program took effect March 1, 2024. Read more.

All CarShare Vermont members are covered by our auto insurance policy, which provides $1 million in combined comprehensive and collision coverage. In the event that a vehicle is damaged during a reservation, members are responsible for the cost to repair the damage, and additional costs such as towing and storage charges, loss of service coverage, and staff time not reimbursed by our insurance carrier, up to $1,250. Enrollment in the optional Damage Waiver Program reduces the maximum Damage Fee from $1,250 to $250 per occurrence of damage, up to once per year.

Enrollment in the Damage Waiver Program is strongly encouraged, however, members that maintain an auto insurance policy or a credit card with rental car coverage are encouraged to investigate, as an alternative, whether those policies would provide secondary coverage in the event that damage occurs when using a CarShare Vermont vehicle.

 

What Does it Cost and How Do You Sign Up?

Annual Option – $75.00/year/driver ($50.00 for MobilityShare)

Monthly Option – $9.00/month/driver ($6.00 for MobilityShare)

New members are offered the opportunity to enroll in the Damage Waiver Program when submitting a membership application. Existing members seeking to enroll in the Damage Waiver Program should email info@carsharevt.org.

Some things to keep in mind:

• You must report any damage that occurs during your reservation immediately by calling the CarShare Vermont Emergency Line at 802-999-2006;
• To be eligible you must remain a member in good standing by not violating the policies in the Member Handbook and be current on all driving estimate payments and/or monthly invoice payments;
• A member is not purchasing, nor is CarShare Vermont selling, insurance through this agreement;
• Only the Account Authority can enroll in the Annual Damage Waiver Program;
• Enrollment in the Annual Damage Waiver Program applies to all drivers on an account.
• Business accounts are not eligible to enroll in the Damage Waiver Program to cover damages that occur during business trips, however, individual employees may still enroll in order to cover personal reservations.

What is NOT covered by the Damage Waiver?

• Unreported damage to a CarShare Vermont vehicle or another party’s vehicle;
• Damage caused to a vehicle when a CarShare Vermont driver fails to stop and properly report an accident (hit and run);
• Members whose accounts are not up to date or who have an overdue payment;
• Members who falsify or provide misleading information to CarShare Vermont staff investigating damage to a CarShare Vermont vehicle;
• Damage that occurs prior to signing up for the Program;
• Intentional damage to a vehicle by a member;
• Fees or Penalties you incur according to the Member Handbook;
• Any violation of the policies in the Member Handbook.